An injury to the human body is a Personal Injury. Personal Injuries may result from accidents involving automobiles, motorcycles, trucks, trains, and bicycles. In addition, one can sustain a Personal Injury from animal bites, inadequate security, construction accidents, and falls, Injuries resulting from medical or pharmacy mistakes are also considered to be Personal Injuries. In other words, a Personal Injury occurs whenever someone sustains an injury through the negligence or carelessness of another.

When an injury occurs due to the carelessness of another, the law indicates that the injured person is entitled to financial compensation. Money Damages may include damages for present and future medical expenses, present and future loss of wages and income, pain, suffering, discomfort, and loss of enjoyment of life. In addition, a spouse may be entitled to compensation for the loss known as "loss of consortium", which includes the loss of companionship and services.

Many victims of personal injuries try to handle their case on their own, hoping that the insurance adjusters involved will settle their case promptly and fairly, as they suggest in their advertisements.